As of right now there is no way to do this through any User Interface on Windows 10 Home Edition. To disable an User Account, do the following:
- Right-Click on the Start Menu, then choose "Run".
- Type "cmd" and press enter to run command prompt.
- Right click on the Command Prompt Icon in the Taskbar, and choose "Run as Administrator".
- Enter the following command and hit ENTER to disable the account in question:
net user USERNAME /active:no
Here "USERNAME" is the actual you with to disable. For example if you have a User Account called "Joe" you would run this command:
net user Joe /active:no
To enable the account again, run the following:
net user USERNAME /active:yes
I have no idea what removing this feature accomplishes for Microsoft, other then annoying the crap out of Administrators, but here is a way around it in case anyone needs it.